Wholesale Merchant Group is driven by two factors:
Price & Service

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Mission
At Wholesale Merchant Group, we don’t think you should have to give up on one to get the other.  WMG will never lose a client over rate, and we offer our merchants the most exceptional customer service in the industry.  Personal service is what drives Wholesale Merchant Group and it has proven to help businesses grow.  Offering you options that fit your business… it’s that simple.  Efficient and professional service will always be provided.
  1. Merchant Account Services
    Merchant Account Services
    Retail Mail Order / Telephone Order E-Commerce Tip Adjust B2B (Level II, Level III) Specialized Industries PCI Security Certification
  2. Internet Payment Solutions
    Internet Payment Solutions
    Online Security & Tokenization CAPTCHA, SRED, PTK Full Cart Functionality Full API Solutions Hosted Payment Forms Integrated Payment Gateways Virtual Terminals
  3. Payment Processing Solutions
    Payment Processing Solutions
    Point of Sale (POS) Software Integration Accounting Integration QuickBooks® Integration Electronic Invoicing Recurring Billing Installment Sales
  4. Credit Card Processing Solutions
    Credit Card Processing Solutions
    Visa, MasterCard, Discover Card American Express, Diners, JCB Credit, Debit, Pin-Debit, Gift Cards Fleet, Commercial Cards EMV Smart Chip Insert Near Field Transmission (NFT)
  5. More Solutions
    More Solutions
    Mobile & Wireless Payment Apps End-to-End Encryption (E2EE) Remote Deposit Capture Check Guarantee & Verification Gift & Loyalty Card Program Fraud Management Program
EMV Smart Chip
Soon “chip” or “EMV” cards, using smart technology providing enhanced security, will be replacing everyone’s magnetic-stripe cards. The letters “EMV” refer to the technology’s originating team: Europay, MasterCard and Visa.

Having a “chip” means that a customer’s payment method includes a tiny but powerful microprocessor, working around the clock to store and secure consumer data. The chip can’t be duplicated by criminals like a magnetic stripe card can, and it creates a unique code sequence for each individual transaction.

In order to promote this vital consumer protection, in 2011 the credit-card networks set a “liability shift-date” for U.S. financial card issuers to replace magnetic stripe cards with EMV cards and for merchants to begin accepting them. Starting October 1, 2015, card issuers or merchants that do not support EMV assume liability for fraud that results from compromised mag-stripe card transactions.
The payments industry is mobilized, working around the clock with merchants to meet the October 1 EMV shift and deploy newer and more secure technologies that customers are demanding. Throughout the EMV migration, consumers will continue to be protected, carrying zero liability for fraud.
The major card brands’ October liability shift date is an incentive, not a mandate. So, failing to implement EMV before October 1 won’t result in fines or an inability to conduct transactions.
Industry stakeholders are embracing technology and working with millions of merchants as they go through the different phases of EMV implementation. More Info


Cryptocurrency Trends to Look Out For in 2017

Wholesale Merchant Group Industry News you can Use

Wholesale Merchant Group is pleased to bring you this valuable information from our partner, Due, makers of a free digital wallet that allows users to easily make and accept payments online. 
With the recent increase in the value of Bitcoin to more than $1,000 after being knocked down for the last few years, eyes are back on cryptocurrency and what may happen to it in the near future. Excitement on a large scale has returned to the world of cryptocurrency even though, behind the scenes, many working within the industry have known all along that it was just a matter of time as more research and study would reveal the real world of opportunity within cryptocurrency to change online payments and other applications. Here are some of the trends to look for this year:

International Demand Will Continue to Build
Interest in cryptocurrency in China has been seen as one of the reasons why the value of Bitcoin has risen once again. Expect this trend to continue in terms of China’s interest as well as other countries, including those areas that lack a developed financial infrastructure and dependence on the traditional institutions that have tended to slow demand in western and developed countries.
What Happens When a Company Expierences a Data Breach?​ 
A data breach is one of the worst things that can happen to a business or its customers. When thieves gain unauthorized access to financial information or other personal data, they can steal identities and rack up hundreds of thousands of dollars in fraudulent charges.
As a customer, your credit card issuer or bank may offer liability protection, so you won’t be held personally responsible for financial damages.